Description: Panelists discuss the growing field of the personal actuary. Topics include evaluating personal risk, litigation, estate planning, taxation and life settlements. From the Record of the Society of Actuaries Vol. 31 No. 1, Session 47

Description: Institutional investors seeking to hedge have no shortage of choices, and need the right framework to manage the different risks in portfolios as they arise. This article analyzes performance of different equity hedging strategies over the last 15 years, and lays out a potential hedging framework that takes into account types of risks being hedged, fundamental views, and current market pricing of protection.

Description: As a dementing disorder progresses, those affected become more dependent, requiring increasing personal care. This articlle discusses the economic and emotional impact of cognitive claims on families and on the LTC industry, practices under the current industry paradigm, new research, and treatments on the horizon.

Description: A strategy is shown to yield greater amount and sustainability of retirement income by coordinating draws from retirement savings and home equity.

Description: Presented at May 2002 Spring Meeting. Panelists discuss the latest product, distribution and regulatory aspects of this growing market. They also explain the unique design and administrative challenges that should be considered in order to succeed in the private placement arena.

Description: Presented at May 1996 Spring Meeting. Considers many ways product distribution might evolve in the future. Discussion compares traditional forms in place today with some expected and even some unexpected forms of tomorrow. The impact of distribution on product development and design is also explored.

Description: Evan and Brad interview Larry Moews, Chief Actuary and Risk Officer of SCOR. The discussion focuses on Larry's insights and experiences in Risk Management.

Description: The article summarizes and comments on a recent IRS Chief Counsel Advice that addressed how the proration formula works for purposes of the separate account dividends received deduction in the context of a partnership structure. The article explains the historical background of the proration formula as it appeared in the 1959 Act and the differences between how the applies and affects the dividends received deduction in the partnership structure versus the more tradition RIC structure.

Description: The Pension Forum is for the publication of papers on pension-related topics and discussions of those papers. It is published on an ad hoc basis by the Pension Section of the Society of Actuaries, and delivered to Pension Section members free of charge.

Description: Presented at May 2005 Spring Meeting. Panelists discuss the value and new features/enhancements of single premium immediate annuities 'SPIAs'.